Merchant Cash Advance
A merchant cash advance (MCA) is not a loan, but rather a cash advance based upon the gross sales deposited into a business bank account. A business owner can apply for an MCA and have funds deposited into a business checking account fairly quickly—sometimes as quickly as 24 hours after approval.
Credit counsel is the process of fixing poor credit standing that may have deteriorated for a variety of different reasons. Repairing credit standing may be as simple as disputing mistaken information with the credit agencies. Credit lines will also be improved through credit authorizations.
Accounts Receivable Financing
Accounts receivable financing allows companies to receive early payment on their outstanding invoices. A company using accounts receivable financing commits some, or all, of its outstanding invoices to a funder for early payment, in return for a small fee.
Asset-based lending is a business loan secured by collateral. The asset-based loan, or line of credit, is secured by real estate, inventory, equipment and/or other balance-sheet assets.
Unsecured 2-5 year loans payable in a fixed number of equal installments over the term of the loan. Term loans are generally provided as working capital for equipment purchase, inventory orders, or even debt consolidations.